Duke Economics Working Paper #03-07
Kenneth S. Reinker is a second year law student at Harvard Law School (MA 02138).
kreinker@law.harvard.edu 617 493-9289; 678 331-8716.
Edward Tower is a professor of economics at Duke University (NC 27708)
tower@econ.duke.edu . Phone: 919 660-1818. Fax: 919 684-8974.
Is there any justification for investing in managed mutual funds, or are managed funds for suckers, as indexing advocates argue? We answer this question by looking at a long time span of real fund returns (27 years) for one specific company (Vanguard) that is notable for its low fees on managed funds. By creating synthetic portfolios—portfolios based on the assets of Vanguard's mutual funds—we find that whether index funds or managed funds are the superior buy depends on the time span in question, but that managed funds almost always have a lower standard deviation of return than index funds.
JEL: G11
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35 pages